Sharma, Parul, et al. “A COMPARATIVE STUDY OF UTILIZATION OF JANANI SURAKSHA YOJANA (MATERNITY BENEFIT SCHEME) IN RURAL AREAS AND URBAN SLUMS”. Indian Journal of Community Health, vol. 23, no. 1, June 2011, pp. 11-14, http://iapsmupuk.org/journal/index.php/IJCH/article/view/177.